#1 Lexington Law (Our #1 Recommendation)
- Cost: $99.95 Setup – As low as $59.95/mo.
- 20 Years of Experience
- Over 500,000 Clients Served
- 22 Lawyers in 16 States
- Excellent BBB Record (O Unresolved Issues)
- Millions of Removals
- $50 Discount for Couples
- Free Consultation – Call 1-800-244-0432
Service Review:
Lexington Law has established itself as the top choice in credit repair and has been the trusted leader for over 19 years. They have helped over 500,000 clients improve their credit. Their clients have seen an average of 8.7 removals from their combined credit reports by month 3, and 28.6 removals by month 12.
#2 Sky Blue
- Cost: $49 Setup – $49/mo.
- 22 Years of Experience
- Sign Up Spouse at Half-Price
- 100% Money Back Guarantee
- A+ BBB rating
Service Review:
Sky Blue combines awesome personal service, meticulous attention to detail, and a total mastery of the laws that govern the credit bureaus, creditors and collectors. If you’re married, they offer a special discount when you and your spouse sign up at the same time. This is a simple, affordable, effective solution for those who need professional assistance with credit repair.
#3 DSI Solutions
- Cost: $19 Set Up – 3 Payments of $89
- 10 Years of Experience
- Over 50,000 Clients Served
- 100% Money Back Guarantee
Service Review:
DSI Solutions offers a unique approach to personal credit repair. They are one of the only companies that attain your credit report for you, thereby eliminating a step in the setup process. They offer two payment options, either paying the entire cost up front, or breaking it up into smaller payments. There is no ongoing monthly charge.
#4 MSI Credit Solutions
- Cost: Customized Plan for Each Client
- 10 Years of Experience
- Free Consultation
Service Review:
MSI Credit Solutions creates a personalized plan specific to the needs of each clients. They start with a free consultation and base the rate solely on that meeting.
#5 Ovation Credit Services
- Cost: $87 initial fee $37 monthly maintenance fee
- 8 Years of Experience
- 20% Discount for Couples
- No-Risk Refund Policy
Service Review:
Ovation Credit Services offers an excellent, affordable credit repair service for individuals who need assistance with improving their credit score. Ovation’s site provides extensive information on the process and their techniques.
#6 Aggressive Credit Repair
- Cost: $49/month (normally $59 but mention this site and get $10 off monthly fee)
- 8 Years of Experience
- Work 1 on 1 with the owner!
- 100% Money Back Guarantee & “Cancel Anytime” policy
- A+ BBB rating
Service Review:
Aggressive offers 1 on 1 service directly with the owner. Their program was designed with the future home owner in mind. Since a mortgage is arguably the hardest financing to obtain, Aggressive addresses every aspect of the credit report for the purpose of mortgage approval.
#7 Consumer Credit Capital
- Cost: $49 per month
- No up-front fees ever.
- No set-up fees.
- No long-term contract.
Service Review:
Consumer Credit Capital a registered, bonded credit services organization, has established itself as a trusted, effective, no nonsense credit repair company. Pay for services only after they have been completed, after a monthly review of your better credit reports and better credit scores.
#8 Credit Innovations
- Cost: Pricing plans starting at $85 a month.
- No long term contracts.
- Bonded and registered in the state of Texas.
- 80% historical deletion success rate.
Service Review:
Credit Innovations is registered and bonded in the state of Texas. Credit Innovations analyzes possible misleading items on your three credit reports from TransUnion, Equifax, and Experian. They consult you on how best to meet your needs. Retaining their services means that they will provide personal credit consulting for you. Credit Innovations abides by federal and state laws to help improve your credit score.
#9 Zinu Credit Repair
- Cost: $99 Setup, $99 per deletion per credit report
- Performance based / pay for results only
- No long term contracts.
- Free custom plan
Service Review:
Zinu is a small to mid-size company that offers a personalized approach to improving your credit. They don’t charge any money after the initial setup, unless they delete negative items. It’s a pay per deletion/correction model where you pay after the results.
#10 Credit Assistance Network
- Cost: $145 Setup – $95/mo.
- 6 Years of Experience
- 24/7 Online Progress Tracking
- Money Back Guarantee
- 1 on 1 Coaching & White Glove Treatment
- ‘A’ BBB rating
Service Review:
Credit Assistance Network is a smaller company that offers a more personalized approach to improving your credit. The fee is slightly higher but, if you are someone who prefers quality and individualized attention; this is company for you. Add a spouse or friend and save 50%!
Use coupon code ‘AAA15%’ or mention this site to save 15% off the monthly fee!