We are truly honored to have you visit our site. If you have bad credit, you are not alone. Hundreds of thousands of people with bad credit have used Top10CreditRepair.com to compare the best credit repair services. We are confident that our expert, unbiased reviews will help you choose the best company to get you back on the path to good credit.
Your credit scores can have a big impact on your day to day life. Credit scores can influence your ability to qualify for a mortgage, refinance a home, buy a car, rent an apartment, find a job, your insurance rates, and even getting a cell phone. None of these things are possible with bad credit.
Fixing your own credit can be incredibly time consuming. If you want to learn how to repair your credit on your own, it will require many hours of reading about credit repair and the laws that govern it. Do you really want to spend hours doing that? It should also be noted that consumer disputes have a very low success rate.
Many people have done it on their own with great success, but many have also failed miserably. In fact, if not done correctly, you can damage your credit for years. Credit repair companies have years of experience and more resources to handle your disputes. They’ve been dealing with the credit bureaus for years and know the ins and outs of credit repair better than anyone else. Some of the credit repair companies that we review have removed millions of negative items from credit reports. For example, Lexington Law has had over 7.3 million removals for their clients in 2014 alone.
We truly believe that hiring a credit repair company is money well spent and we have researched hundreds of companies all over America to find you the best of the best.
How do I choose a credit repair company?
Choosing the right credit repair company is very important. A typical credit repair firm will cost you anywhere from $300-$500 total and can take up to a year to complete. Both the cost and the amount of time it takes depend on how bad your credit situation is. Choosing the wrong credit repair company can cost your valuable time and money. Choosing the right one, however, can be the best financial decision you’ve ever made.
The most important thing to look at when choosing a credit repair company is whether or not they can be trusted. There are plenty of credit repair services online that are not trustworthy. The biggest factors in determining whether they are trustworthy are experience, length of time in business, past client reviews, and reputation.
All of the services that we have chosen to review on our site have met those standards. We didn’t even bother to include the services that didn’t so you can be confident in your choice. We recommend calling a handful of the companies on our site for a free consultation and then choosing the one that feels like the right fit for you. Please don’t be afraid to ask questions. That’s what they are there for.