The Credit People

8.8 our score

Last Updated: October 2015

The Credit People
Call Now for a FREE Consultation!
(866) 875-1478
  • 3 Payments of $99 – $19 Setup Fee
  • In Business Since 2001
  • A+ BBB Rating
  • Free Credit Reports and Scores
  • Served Over 100,000 Clients
  • Risk Free Guarantee

The Credit People Review

The Credit People have served more than 100,000 people since the company began offering its credit repair services to the public in 2001. They are well regarded by many financial news entities and the Better Business Bureau. They are one of the more affordable credit repair companies by virtue of their flat rate pricing structure, free credit reports, and low setup fee.

What They Offer

The Credit People have a business philosophy that they call Score Driven Results. They do what most credit repair companies do but make the extra effort to help raise their clients’ credit scores in more ways than just disputing and removing items from credit reports.

  • They will intervene on your behalf in situations in which the client must pass a credit check, such as housing applications and new employment.
  • They will update the client on the status of their credit score.
  • They will write referral letters for their clients.
  • They offer around the clock access to the client’s credit repair information.
  • They provide support in order to answer questions the client may have.

What It Costs

The Credit People take a different approach to pricing than the majority of competing credit repair companies. They have a flat rate and no hidden fees. Here is a breakdown of what their service costs:

  • There is a $19 fee that is assessed at the beginning. This covers the setup of the account.
  • There are 3 payments of $99 that covers the cost of the service.
  • The retrieval of credit reports from all three credit bureaus is free.
  • The retrieval of credit scores from all three credit bureaus is also free.

Click Here to Visit The Credit People Now!

Or call (866) 875-1478 for a Free Consultation!

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10 score
/ August 24, 2015 8:10 am
If your credit rating is bad, give The Credit People a chance to fix it. I did and it's the best decision I could have made. Thanks to some mistakes early on, my credit rating was really bad. Now I'm older and wiser and want to fix things, but I couldn't do it on my own. My rating has gone up and the negative items are disappearing. Couldn't be happier.
9 score
/ August 14, 2015 6:06 pm
The Credit People offer amazing credit repair service for a reasonable price. My credit was terrible after some bad decisions on my part, but The Credit People really brought my credit up. Staff is also very responsive, fast, and helpful. I highly recommend The Credit People.
10 score
Luis Santiago
/ August 10, 2015 9:07 pm
I was very skeptical at first to be honest, didn't read very good reviews about the Credit People but i decided to give them a chance. 3 months in they have helped remove 4 negative items and helped raise my score 50pts. Keep in mind it takes time and I'm patient as i know i didn't ruin my credit overnight.
1 score
/ August 9, 2015 2:03 pm
They file multiple disputes for negative credit items, which causes some of these items to be temporarily deleted. The new law allows credit reporting companies to ignore a dispute that they have already investigated, so this is worthless. But it does cause a statement to be placed on each item showing that it was disputed and proved to be correct. When lenders see this it throws up red flags, and will often cause your loan to be denied. My credit score and history are now worse, and the refund policy is a joke.
10 score
/ August 1, 2015 10:32 am
My credit was destroyed from irresponsible spending as well as from several years of neglect. It's almost unbelievable what The Credit People have been able to do for my credit score! From a Low 506 to high 700+ in around 7 months is incredible! I highly recommend The Credit People, they absolutely saved my credit score.
8 score
/ July 23, 2015 7:02 pm
This is one of the best credit repair services I have come across online. I was unable to pass credit checks when renting an apartment so I signed up with The Credit People and they got most of the negatives removed from my credit report. They also provided me with resources which helped me each step of the way in the process of getting my credit score up.
9 score
/ June 24, 2015 3:45 pm
I've always been skeptical of credit repair companies, but I've been trying to find a new apartment and my low credit score was causing me to fail the application processes. The Credit People have helped remove 6 negative items so far and having access to my up to date credit reports has been great for my peace of mind as it has started to rise. I would definitely recommend this service.
10 score
/ June 2, 2015 9:35 am
I just wanted to let you know how pleased I am with your service. The staff was very knowledgeable and helpful. Most of all, they got the job done! I've already recommended your service to several people. Thank you!
/ May 25, 2015 7:25 pm
I am about 6 months into the service and I am very satisfied with The Credit People. So far they have repaired or deleted 8 out of the 16 negatives that I had on my Equifax credit report. The repair success has not been as successful with Experian or TransUnion yet but they are still working on them and repairs happen at different times for different reports. I would say that this is the best money I've ever spent!
10 score
Glenn Hudson
/ May 18, 2015 10:49 am
Excellent service and constantly at work for you. Will do just what they say. It takes time but we must remember it took time for us to create our bad credit. No complaints.
/ May 8, 2015 4:30 pm
I achieved amazing results with The Credit People's credit repair service. I was skeptical initially, but after they raised my score over a hundred points I was able to obtain a mortgage on a new home with no previous rental history. I would highly recommend their service to anyone looking to boost their credit score.
/ March 18, 2015 10:39 pm
I know people always take the time to complain, but never take the time to give some good feedback, which is why I was so happy with this company, I wanted to let everyone know! These guys made everything so easy. I had been stressing about my credit score and how to find the time to work on it myself forever... Finally I just crossed my fingers, called up The Credit People, and left it in their hands. It was seriously as easy as they made it sound and I can't say enough good things about my experience. Highly recommended! :)
/ February 19, 2015 11:29 am
This is my first time using a credit repair company. I had heard good things about The Credit People so I finally decided to take my chance with them and I'm glad I did! Great service! I highly recommend them!
/ February 3, 2015 1:00 am
I used this company about 8 months ago. At the beginning of the 6 month process my credit score was only a 519 and by the end of the process it had jumped up to a 603. In my opinion a very respectable jump in points in just a 6 month span. I would recommend this service to anyone looking to boost their credit score but are to lazy to do any of the work involved in raising it. You don't even have to pull your credit report, they do it for you. A+ in my book.
/ December 17, 2014 3:15 pm
I cannot tell you how happy I am with The Credit People. I half expected this to be a scam and to be honest my expectations were very low. Between their service and my commitment to becoming credit worthy by exercising my credit in a healthy manner I am now sitting with a 758 credit score. This is up from 575! Thanks!
10 score
/ December 5, 2014 9:12 pm
I must say that I am very happy with this company. I had very poor credit, so bad that I wasn't sure if it could even be fixed. My credit was in the low 500's. Now it's in the high 600's. Not perfect yet, but it's at least enough to start building good credit. Anyone that is trying to repair their credit should give them a try!
/ November 9, 2014 11:34 am
I just wanted to thank The Credit People for what they have done for my credit scores. This service is certainly worth every cent that I spent on it. I have seen all three of my scores/reports increase by substantial margins. Wow! I was able to secure the loan I was hoping for when I first considered your service. The only reason I was able to get that much needed approval was due to the hard work by your team. Thanks again!
/ September 29, 2014 5:02 pm
This does work! I know i was around 640 and i jumped to 674 in three months...i am very happy about this. It only gets better from here I know. They have been very prudent about staying on top of my reports and helpful throughout. I have recommended this company to family and friends.