Lexington Law

9.7 our score

Last Updated: November 2015

Lexington Law
Call Now for a FREE Consultation!
(800) 244-0432
  • First Month: $99.95 (Setup Fee) Then $59.95
  • Hundreds of Thousands of Clients Since 1991
  • A+ BBB Rating
  • Over 7.3 Million Items Removed in 2014
  • Family Members & Military Receive $50 Discount
  • Free Credit Score Summary

Lexington Law Review

Lexington Law is the leading credit repair service because of their aggressive, tireless approach. The company consists of 22 lawyers that span 16 states. You may ask, “But will they help me raise my credit score?” Answer: There’s just no arguing with results. Since their founding in 1991 Lexington Law has helped hundreds of thousands of people repair their credit. Through their actions they were able to remove over 7.3 million questionable negative items from their clients’ credit reports in 2014 alone! With numbers like that it’s no wonder they’re the most trusted name in credit repair.

What They Offer

Lexington Law offers three levels of service. They’ll work closely with you so that you can choose the service plan that best suits your needs and also the items you want to dispute.

Getting Started – The first thing you need to do is obtain a copy of your credit report. You’ll need this at the time of your initial consultation. You are entitled to at least one free copy of your credit report per year. Some states allow you to obtain more than one annually. Free consultations are available over the phone and via the internet.

After That – Once you have your free consultation and setup your account, your case is handled by what are called Case Facilitators. They are paralegals and they handle most of the work regarding the repairing of your credit. Don’t worry though, they’re completely qualified to handle your case. In the event a complex issue arises lawyers that act as Case Supervisors are available to address it.

Service Plans:

  • Lexington Regular is the basic plan and covers credit bureau disputes.
  • Concord Standard is the next step up and covers the validation of debt, escalated information requests, and goodwill interventions.
  • Concord Premier is the top level of service. One nice thing this plan includes is Identity Theft Insurance. You will also have access to Lexington Law’s Report Watch service. It keeps an eye on your credit report so you can review it easily whenever you want.  Premier even includes expert analysis of your credit score so you can make smarter, better informed decisions during the credit repair process.

Billing – With Lexington Law you pay as you go, one month at a time. You are not billed per item removed from your credit report. There are no hidden fees of any kind.

Canceling Your Service – You are able to end your service when you choose. At which time you are under no obligation to the company and you won’t be charged any cancellation fees or penalties.

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9 score
/ November 4, 2015 4:39 pm
Going thru Lexington Law now in order to get my home refinanced. I feel the monthly fees are very good for the money I will save down the road. I've been with them for 6 months and they have removed 5 out of the 8 negative items on my credit report. My score has gone up 94 points. Not bad.
10 score
/ November 4, 2015 4:29 pm
I have used them and they removed 26 things off my reports. It took about 6 - 8 months. My credit scores all improved by about 150 - 200 points. Now I just need to make sure I never let them get that bad again!
10 score
/ November 4, 2015 4:24 pm
Lexington took me from a 544 to a 720 in a 12 months. It seemed like it took a long time, but I couldn't be happier with the results!
10 score
/ November 4, 2015 3:52 pm
My credit is perfect now and I can’t say thank you enough. Will be sending more customers your way!
10 score
/ November 4, 2015 3:49 pm
Before I signed up with Lexington, the interest rates on my loans and credit cards were just too high – 16-20% -- and I couldn’t afford to do anything about it. After working with them for just a few months, I finally got approved for a used car loan at under 8%. I’m saving thousands every year and it’s thanks to Lexington Law!
10 score
/ November 1, 2015 2:48 pm
The client advocate they assigned to my case is an angel! My credit scores were a complete mess when I first signed up, but now things are looking great. Thanks again, Lexington!
10 score
Jacquelyn Beyant
/ October 29, 2015 7:54 pm
The customer service was great however, I will have to update you on what happens. I just signed up with them today with a credit score of 555 and I have 6 negative accounts with 40 inquiries, I'm trying to get a car soon so hopefully I can get some good results.
10 score
/ October 28, 2015 1:24 pm
Team #LexingtonLaw! I have them and they already removed 4 things from my credit history. I swear ever time I talk to someone from there it's like talking to someone I've known my whole life! They are so kind and caring. I don't know what I would do without them, real talk.
10 score
/ October 16, 2015 4:32 pm
Lexington Law rocks!! I can’t say enough good things about what they have done to clean up my bad credit. I’ve been telling all my friends about them!
10 score
/ October 13, 2015 6:31 pm
Thank you to Lexington Law for the help they’ve given me to clear my credit. They did what seemed like the impossible, and so much progress on my reports was done in just a little bit of time. I appreciate that help and answers were always just a phone call away. Now that my credit is better, I will still keep them in mind in case anything else comes up.
10 score
/ October 11, 2015 11:26 am
The amount of personal attention you give to customers like me is incredible. I am so glad I finally chose Lexington Law Firm to repair my credit.
10 score
/ October 5, 2015 2:11 pm
Starting to see some of the negative come off now that I’m working with you and your firm. Thanks for all the hard work on my credit reports, Lexington!
9 score
/ October 2, 2015 11:35 am
All I can say is ‘wow’. You guys have given me the most comprehensive credit evaluation ever, and it’s great to be seeing some results, finally!
10 score
/ September 30, 2015 2:34 pm
Just checked my credit reports again and it looks like everything is all cleared up. Awesome work, Lexington! I will tell everyone I know about your service.
10 score
/ September 29, 2015 2:33 pm
I got approved for a car loan! I've been working towards this for a while and now I’m finally getting everything cleaned up. I’ve talked 3 of my friends into signing up with Lexington too, and hope for more soon. Thank you again!
2 score
Daniel Fowler
/ September 21, 2015 11:08 pm
These people are crooks and did barely anything for my credit . In three months time only removed one negative from my report. they should be able to accomplish more than that as I was able to get one removed myself while they were working on it as well! They sign you up over the phone and tell you what their monthly fees are but mention nothing about this " engagement fee". I didn't realize I had proposed marriage. If that had been disclosed to me up front I would never agreed to their services in the first place. Omission is a lie in itself.
10 score
/ September 15, 2015 4:44 pm
The people at Lexington Law are the very first to do what they actually promised. I’d been burned by credit repair scams in the past and almost didn’t sign up but I’m so glad I did! One month with your company has been better than six with the other guys!
10 score
/ September 8, 2015 12:23 am
I've only been with Lexington Law for a month and a half, and I have had 9 items removed off my reports, including a couple of public records. And they are STILL working on my reports. I am very satisfied with them.
9 score
/ September 4, 2015 2:28 pm
I had read that all credit repair companies were a scam, but I really needed help so I decided to try their service. I’ve had great results so far and I’m really happy that my FICO has gone up a lot. Thanks for helping me get great rates on my new car and home loan!
10 score
/ September 1, 2015 1:43 pm
I am using Lexington Law right now and in TWO weeks they removed FIVE things off of my credit report and they haven't even taken my first payment out my account yet!! I'm very pleased with the results ALREADY!! I'm sticking with them!!
10 score
/ August 21, 2015 8:10 pm
After being constantly denied loans, credit cards etc, because of having bad credit, I decided to contact Lexington. I decided on the $99 a month plan. Since July when I started with LL, I have had 4 collection removals. One of those removals was a tax lien for almost $2000. They are still working hard to remove other negatives from all three bureaus. Honestly it's hands down the best spent $99 dollars ever. Thanks Lexington Law!!
5 score
/ August 14, 2015 3:43 pm
I've only been with LL for 2 months. I have 4 removal so far. I want to buy a home and I hope this will help. I'll let you all know in a few how it is going...
10 score
/ August 11, 2015 4:35 pm
I’ve gotten 15 deletions off my credit report with Lexington and now I am actually able to get ‘real’ credit again, with good interest and financing. I am so glad I didn’t have to wait seven years to get a fresh start.
Ken M.
/ August 5, 2015 8:14 am
I cannot speak for anyone else but Lexington Law has done a wonderful job for me. My average credit score across the 3 reporting agencies was 650 when I first signed on with them about 14 months ago. I made a commitment to stay on board for at least one year and keep them updated with new credit reports (I manually ordered the reports every other month and sent them to Lexington). After 1 year my average credit rating was 785; today it's about 800.This isn't a joke and yes, I am plugging Lexington because of what they did for me. As of today, they have successfully removed or created positive trade lines on 28 of 31 negative entries. And I continue to stay with them.
10 score
Riley D.
/ July 24, 2015 5:43 am
BEST decision I EVER made!!! The key is STICKING with it for as long as possible but for SURE for at least 3 months. I have been with them for 6 months now and WOW!!!!! BEST staff, BEST outcomes, and CONTINUED communication thru the entire process!
/ July 6, 2015 12:55 pm
A friend at work used LL with good success years ago but after talking to friends and family I was told I could repair my credit myself; so I tried. Its been at least two years and I'm no closer to good credit....So May 2 I signed up!!!Ive read mixed reviews on the internet about this company. My scores are Exper 576 Trans 574. Will post back in a month with the truth... Good or Bad?!?! Wish me luck!?
10 score
/ June 30, 2015 1:37 pm
They did a great job for me! I'm sending everyone I know to Lexington! Just signed up my wife today!
6 score
Keira Hilton
/ June 24, 2015 4:29 am
Started Lexington Law may 10. I have had 3 removals so far. I am pleased. I will back here soon to post more feedback.
10 score
/ June 15, 2015 2:49 pm
I can’t say enough good things about the work they’ve done for me in getting my credit cleaned up. Lexington did a fabulous job when I’d tried to do this on my own and got nowhere. Thank you so much, and I will be telling my friends and family about them!
10 score
/ June 3, 2015 10:18 am
After just six months, my credit is up by 60 points. I was planning on getting a house in a couple of years, but with all the work you’ve done, I can apply right now and get a great price. Thank you so much!
/ May 26, 2015 2:27 pm
I have only been with the company for 1 month. I have had 14 negative items removed. I was a skeptic, but there system does seem to work. trans union score went 615 to 662. This is more than could have reasonably expected in a month.
/ May 21, 2015 1:15 am
Just signed with Lexington Law this aftermoon. My scores are in the mid 500's with very few negatives to be removed. Very nice on the phone just hoping or rather praying that this is a good decision. Seems with so little to be removed my score would be higher. Would eventually like to buy a home. I hope there bite is as big as there bark! I'll keep ya all informed. Good luck!
10 score
/ May 16, 2015 5:01 pm
A lot of people probably tell you this, but I just had to add in my 2 cents as well. Your service is great! Six out of nine negative entries, gone from my Experian report! Can’t wait to see what you guys do for the other two files. Thanks so much!
ruby jones
/ May 12, 2015 10:43 pm
been with Lexington law for2 months they already deleted 21 negatives off my credit report 4offexperian 9offequifax and 8 off Transunion they r really doing a good job I hope to start looking for a house my husband and I the end of this year. thank u Lexington law..
10 score
Kelly W.
/ April 30, 2015 5:41 am
I have been with Lexington Law for 9 months. They have removed most of my bad credit. My score has gone from less than 500 to 735 so far! Best money ever spent!!!
/ April 23, 2015 12:02 am
I signed up for LL last week... I have 16 negatives on my account, including several medical collections, a few late payments, and 1 charge off account. I'm hoping to get my credit scores increased so that my husband and I can qualify for a home loan with a low interest rate. I will update my progress! I have one score around 560, and the others in the low to mid 600's... Hoping for major improvements!
10 score
/ April 17, 2015 2:04 pm
Long-time customer here – I’ve been with your service for more than a year – and I just want to tell you how pleased I am with the results. I have been able to buy a brand new truck and got a loan too, both at a great interest rate. Lenders are always happy work with me now and I love feeling confident when I need to buy something on credit because I know I’ll qualify! Thanks so much!
/ April 5, 2015 1:03 am
I just signed up a few days ago by recommendation from a good friend. I am anxious to see how it works out! I disputed several things myself prior to signing up and have two very new marks on my credit that I would be surprised if they can remove. However, after reading all the reviews I am very optimistic and fingers crossed my scores go up.
10 score
/ April 2, 2015 2:19 pm
Just wanting to say THANK YOU for the amazing work you guys are doing. I’m so happy seeing the negative items coming off of my reports, and I really appreciate that you guys answer all my questions so quickly. Thanks again!
Portia Ward
/ March 26, 2015 2:58 am
I've been with Lexington Law Firm for about 3 to 4 months now. I can truly say Lexington Law make promises that they can keep. During my 3 to 4 months of signing with Lexington my goal is being achieved. I've had 12 items removed already. I think this firm is the company to sign with if u need credit repair. THANK LEXINGTON LAW FIRM!
/ March 23, 2015 11:49 pm
I just joined Lexington Law and am a bit nervous. I am really hoping they can help me.. After reading the reviews they sound like they can. I was skeptical at first and wasn't sure I wanted to waste the $99 a month but if they can help me it wont be a waste it will be well worth it.. Im tired of renting and am ready to purchasing my home..
9 score
/ March 21, 2015 3:13 pm
Just wanted to say THANK YOU for the prompt updates. I know I still need to get some more information to you, but you’ve done a lot for me already. Really appreciate the customer service.
/ March 19, 2015 12:12 am
Just joined! I heard they were the best! I am praying for a brighter future with good credit. I will keep you posted. Good luck to everyone!
/ March 15, 2015 2:52 am
This is the best decision I've ever made. I have nothing but great things to say about Lexington Law! they have removed a total of 25 items in about 6 months. I'm excited and finally have that great feeling of having good credit again. I highly recommend to everyone!
10 score
/ March 13, 2015 6:12 pm
Holy cow! I get better customer service from you than I do from the bank! Great to get a real person on the phone when I call. It really makes a difference and I feel like I can rely on your answers to my questions.
10 score
/ March 1, 2015 4:33 pm
Because of the outstanding job they did on my credit, I was able to get me and my wife cars this year with good interest rates. Now that she’s seen how well it works, my wife is working with them to get her credit cleared up too!
/ February 26, 2015 9:53 pm
I started with Lexington Law a couple months ago and they have sent out disputes and debt validations to my creditors. So far I am pleased with their speed and thoroughness. I will back here soon to post more feedback.
10 score
/ February 24, 2015 12:42 pm
Awesome work! I admit that I was doubtful in the beginning, but as I see the results starting to happen, I’m convinced this is the best money I’ve spent. Thank you so much for everything you do.
9 score
/ February 11, 2015 1:21 pm
It's nice to have people that are so understanding and not judging of my situation. My credit is getting better a little bit at a time just as they explained it. I'm looking forward to seeing the end results.
/ February 3, 2015 4:21 pm
After reading all the positive reviews about LL,I decided to join on yesterday. My scores are in the low 500 and I need a 620 for a home loan. Praying for the positive results I've been reading about!
/ January 29, 2015 2:07 pm
I have been Lexington Law for 1 year now. I went from a 530 credit score to 680. That's even with a bankruptcy. I had to do some leg work as well, but all is worth it. I have just gotten a new mortgage loan and looking to buy a new vehicle and re-establish my credit and hopefully raise my score above 700. I LOVE LEXINGTON LAW.
/ January 25, 2015 2:49 pm
Been with LL for about 3 weeks, and have 2 negatives removed. Anyone else having success? I have a charge off that I will post back if they get the job done or not. These are harder I know. But for those who are on the fence...stay posted. I will let you know how my story goes.
10 score
/ January 18, 2015 12:10 pm
When I first started with you guys, I didn’t think it was going to work. Fast forward three months, and I’m amazed at what you’ve been able to do with my credit. Thank you so much for your help and please let the rest of your staff know that I appreciate all of their hard work too!
/ January 13, 2015 2:58 am
I have been with Lexington Law for about 3 months and have had 11 collection acts and 5 charge offs removed and 1 bankruptcy.
Ema Avila
/ December 29, 2014 7:03 pm
I just signed in in about 3 weeks now. They are already working on sending out letters to the creditors, hopefully I can see some results soon. I'll let you know.
/ December 14, 2014 5:21 pm
I have been a Lexingtonlaw customer for a little over two months and I have had 11 items removed from my credit reports and my fico score has increased from 595 to 647! I can now qualify for the $280,000 mortgage I was denied before using Lexingtonlaw's services! Best choice I ever made :)
/ December 11, 2014 1:49 am
I had joined Lexington law firm, but canceled after the second week. Well after reading all the success stories in such a short period of time I have reconsider and give it a try. Can't wait to get started again.
/ November 18, 2014 2:32 am
My credit score was 545 when I started. Five months later it's 640! I've had 21 items removed from Equifax and about 10-15 items removed from each of the other two credit bureaus. I couldn't be more happy! I would recommend them highly, their service is worth every penny! We will save so much more money on interest rates over the years than we paid them. What a great investment! Thanks Lexington Law!!!
Kristyl Fleming
/ November 9, 2014 6:13 am
Just joined looking forward to success!
/ November 7, 2014 1:40 pm
4 months now and 20 items removed.. all I can say is WOW
/ October 25, 2014 11:21 am
I've joined LL today. I only have 8 derogatory accounts (most have been paid off in the past but have not improved my scores) I'm excited to update you guys on success! *fingers crossed*
/ October 10, 2014 10:59 pm
I just signed up and will post my experience moving forward. I have 11 negatives over the three reports 31 inquiries across the three. 1 repossession, 2 collections, and two lates. All are 4 to 5 years old. I had a few more on my report but successfully had them deleted myself. What is left are items I couldn't get off my report after trying multiple times over the year. It was a lot of work and I decided to get help. I wanted to see if thy could do something that I was unable to accomplish. If you have sticky items on your report and want to know if they will have better luck getting the items deleted.... Watch for my post... I'll let everyone know...good or bad ... Real life situation
10 score
/ October 8, 2014 2:41 pm
Lexington Law is amazing! I never thought it could happen, but in just seven months of working with their team, I am now closing on my very first home. Thank you, thank you, thank you!
/ September 20, 2014 9:07 pm
Ok, I have been with Lexington Law for about a month a they have taken 3 items off a couple a days ago. I was skeptical at first but this actually works. I still have a long ways to go before everything is gone. This is going to be a good Christmas after all. In my opinion, they are the best.
/ September 12, 2014 3:45 pm
UPDATE.... I have now with the company 3months and so far 11 items removed. I think that is a great job and I cant wait to see more. Thank you
Mike & Angie
/ August 1, 2014 11:30 am
Wow! My husband and I signed up about 90 days ago. Our credit scores both went up over 75 points! We now qualify for the home of our dreams! Thank you so much Lexington Law!
/ July 22, 2014 7:19 pm
Lexington did a wonderful job! They removed 5 items from my Experian credit report! Can't wait to see how much my credit scores went up!
/ July 6, 2014 1:18 am
I have been with Lexington since April 2014. They are the real deal. I had 27 negative items between my 3 accounts and so far I've had 14 removals and the July ones have not hit yet. I'm stoked and plan on sticking with them for a year to see if they can remove my bankruptcy.
/ June 2, 2014 2:06 pm
I just signed up because I was turned down for a consolidation loan...Experian 560, Equifax 616, Transunion 650, so quite a disparity and want to bring these in line and get to 700. I only have 9 negative items and quite a few inquiries. cut up two credit cards so I can do my part and reduce balances..will come back in a month with report
/ May 7, 2014 6:03 pm
I just signed up with LL, i cannot wait to see my reports! I will for sure let you know. Ive only heard good things about the company...
/ April 12, 2014 8:18 pm
I've joined Lexington on 03/23/2014 with 23 negative items, on the 03/28/2014 my first round of disputes went out. It hasn't been 30 days yet, Equifax deleted 2 out of the 3 items disputed; Transunion deleted 3 out of the 3 items disputed, I am still pending results from Experian.. but so far 5 delete in less than 30 days of service.. I am impressed and so happy.. I am also confident that I wil achieve my goal soon.. thanks Lexington law.
/ April 3, 2014 1:09 am
Started Lexington Law March 2. I have had 2 removals so far. I am pleased.
/ March 27, 2014 3:47 pm
well im back i joined on feb 20 today i got an e-mail they have removed 4 items and still waiting on more today and tomorrow fingers crossed!!!
/ March 26, 2014 11:00 pm
I have played around with "do it yourself" boards for 2 years now and never got far enough to see results. It was a LOT of work. I was always skeptical of signing up and paying for something I could do in my own. Well today I took a huge leap of faith (well my husband and I) and signed up for Lexington Law. Both of our scores are in the low 500's but we need them to be at a minimum of 620 in order to get a home loan. I will update in a month's time and let you all know how things are going. Maybe 2014 will be our year to finally have good credit. Even though all current bills are paid our low scores are from bad mistakes made from the past. I am ready for a fresh start and a fresh life with GOOD credit.
Anatinisha Green
/ March 21, 2014 12:44 pm
I joined Lexington Law in Feb. I am very pleased and happy with my results. I had 23 negative items on my Experian and Equifax report and all of them have been removed. I just submitted my Transunion report and I only have 5 on there so I can't wait to review those results. The only thing I didn't like was having to pay $12.99 for a TRANSUNION report that they never could get but I called and made them aware I this and they deducted $25off my fee for that month which was awesome. I would like to thank them so much bc I really needed help with my credit and I give them two thumbs up..
/ March 19, 2014 8:36 pm
It does work. I have had 3 items removed so far. Strongly recommend it - although it is not an overnight "cure," it seems in time, things will get fixed much quicker than they would otherwise.
Javier Reyes
/ March 9, 2014 9:38 pm
I have enrolled with Lexington me and my wife are in the Concord Premiere Plan and since we been with them they have deleted 10 items total combined! WOW I am a believer! DON'T STOP NOW BABY!
/ February 27, 2014 1:07 am
I was with Lexington for a year or more and their service was okay. You have to constantly keep on them to try different methods or you won't get any results from their standard process. I would give them a C on overall value and results.
/ February 12, 2014 11:07 pm
I am glad to see all of the positive reviews on them. I signed up with them yesterday, and have about 30 negative items on my report (which about half are not mine, identity theft). I am excited to see what they will do for me and have committed to staying with them for at least one year. I'll definitely come back and report my progress. Thanks everyone! Also, they were extremely up front about their fees and legal disclosures. And the first paralegal I spoke to was wonderful. He took the time to assess my situation and even took the time to have my parents questioned answered. So far, they have kept me updated and answered any questions that I have. I hope it stays this way :)
Ivy Strong
/ February 5, 2014 8:35 pm
Just signed up with Lexington today. I was skeptical at first but after being referred I decided to go ahead and do it. After reading the great reviews im a little excited about it. I have 11 negative items on 2 and 10 negative on 1 credit report. Will update with results soon.
/ February 4, 2014 7:18 pm
I've been with Lexington Law Firm for over 4 months now and it does work. Prior to signing up with Lexington Law Firm I tried to challenge negative items with little success. I was very skeptical about paying for a service I figured I could do on my own. I have no regrets in signing up with the service. It's wonderful! I signed up for the service that contacts the creditors and credit bureaus. This is one of the best investments I've ever made. I have had over 10 items drop off my report. They have a dashboard you can check the progress and you also are emailed whenever something drops off. Five stars!!!
LaToya Shepherd
/ January 19, 2014 10:31 pm
So far so Good. They are making major moves for me. Something I could of never done on my own. So wtbs thanks Lexington Law for all your hard work and dedication...
/ January 7, 2014 3:55 am
I joined Lexington today and after reading everyone's reports I am crossing my fingers that I can see the same results will post.back in three months for update.
/ December 17, 2013 12:28 am
I signed up with LL today and I currently have 13 negatives. Ex 544 TRW 548 Trans U 524. We'll see if it's worth the investment...
/ November 16, 2013 3:07 am
I just joined Lexington Law firm in hopes of repairing my credit score. I have 21 hard inquiries and 8 negatives across all 3 reports. My Experian credit score is 628; Equifax is 640 and Transunion is 704. I am hoping to have the hard inquiries and negatives removed. My husband just signed up today and he has a few collections on his reports. His scores are all in the low 500s. I am very skeptical about this, but my husband and I have vowed to stay on for at least six months and give it a try. I will report back in a month or so with any results.
/ November 14, 2013 7:45 pm
I just joined Lexington Law with hopes that my credit reports and scores will quickly improve. I, like many others, am very skeptical about paying for such a service, especially one online. However, I decided to give a try. My scores are mid 500's with as many as 13 negative items on the reports. I am hoping that in a month's time I can come back and report positive results as many of the reviewers have done. I will keep you all posted...